Effective Date: July 24, 2025
Welcome to the official website of Stumbling Blocks & Stepping Stones by Timothy Paul Gardner (“Website,” “Site,” “we,” “our,” or “us”). By accessing or using this website, you agree to comply with and be bound by the following Terms and Conditions (“Terms”). If you do not agree with these Terms, please do not use this site.
This Website is owned and operated by Timothy Paul Gardner, an author and public speaker. These Terms govern your access to and use of the Website, including any content, functionality, products, and services offered.
- Eligibility and Acceptance of Terms
By accessing this site, you confirm that you are at least 18 years old or visiting under the supervision of a parent or legal guardian. By using the Website, you agree to be legally bound by these Terms, our Privacy Policy, and any other policies or disclaimers posted.
We reserve the right to change or update these Terms at any time without prior notice. Continued use of the Website after such modifications constitutes your acceptance of the updated Terms.
- Use of the Website
You may use the Website for lawful purposes only and in accordance with these Terms. You agree not to:
- Violate any applicable laws or regulations.
- Use the Website for any fraudulent or harmful purpose.
- Attempt to gain unauthorized access to any parts of the site, server, or related systems.
- Interfere with the operation or security of the site.
- Upload or transmit malicious code, spam, or harmful content.
We reserve the right to suspend or terminate your access if you violate these Terms or misuse the Website in any way.
- Intellectual Property
All content on this Website—including but not limited to the text, book excerpts, blog posts, logos, images, videos, audio, design, graphics, and downloadable materials—is the property of Timothy Paul Gardner or its content suppliers and is protected by U.S. and international copyright laws.
You may not copy, reproduce, distribute, modify, display, create derivative works from, transmit, or otherwise exploit any part of the Website for commercial or public purposes without express written permission.
You are granted a limited, non-exclusive, non-transferable license to access and use the Website for personal, non-commercial use only.
- Purchase and Payment Terms
If you purchase books or other products through this Website, you agree to provide accurate, current, and complete billing and payment information.
- Prices and Payments: Prices for products and services are listed in U.S. dollars. We reserve the right to change prices at any time. Payment must be made through approved methods (e.g., credit card, PayPal).
- Order Acceptance: All orders are subject to our acceptance. We reserve the right to cancel any order at our discretion (e.g., due to availability, errors, or potential fraud).
- Shipping and Delivery: We are not responsible for delays or issues related to third-party shipping services. Delivery times are estimates only.
- Refunds and Returns
Due to the nature of books and digital content, all sales are final unless otherwise specified. Refunds or exchanges may be issued only in the case of:
- Damaged or defective physical products upon arrival.
- Incorrect items shipped.
To request a return or refund, contact us within 7 days of receiving the item with your order number and a clear description of the issue.
- Privacy and Data Collection
Our use of your personal information is governed by our Privacy Policy, which forms part of these Terms. By using the Website, you consent to the collection and use of information as described in our Privacy Policy.
We do not sell, rent, or trade your personal data to third parties. However, we may use third-party services (such as email marketing or payment processors) that process your data on our behalf in accordance with industry standards.
- Blog and User Comments
The Website may contain blog content, comment sections, or forms where users can submit thoughts, feedback, or personal experiences. When posting or submitting any content, you agree that:
- Your contributions are respectful and free from hate speech, abusive language, spam, or unauthorized advertising.
- You grant us a non-exclusive, royalty-free, worldwide license to use, reproduce, and display your submission on the Website or related platforms.
- We reserve the right to moderate, edit, or remove any user content that violates these Terms or our community guidelines.
- Links to Third-Party Sites
This Website may contain links to other websites or services that are not owned or controlled by us. These are provided for your convenience only. We are not responsible for the content, policies, or practices of any third-party websites and encourage you to review their terms before interacting with them.
- Disclaimer of Warranties
The Website and all materials, content, and products provided are offered “as is” and “as available” without warranties of any kind, either express or implied.
We make no warranties regarding:
- The accuracy, reliability, or completeness of the content.
- That the Website will be available without interruption or free from errors or viruses.
- That any product or service will meet your expectations or requirements.
Use of the Website is at your own risk.
- Limitation of Liability
To the fullest extent permitted by law, we shall not be liable for any indirect, incidental, consequential, or punitive damages arising from:
- Use or inability to use the Website.
- Errors or omissions in the content.
- Issues related to products, services, or transactions made via the Website.
- Unauthorized access to or alteration of your transmissions or data.
In no event shall our total liability exceed the amount paid by you for the specific product or service involved.
- Indemnification
You agree to indemnify, defend, and hold harmless Timothy Paul Gardner, our partners, and service providers from and against any and all claims, liabilities, damages, losses, or expenses (including legal fees) resulting from:
- Your use of the Website.
- Your violation of these Terms.
- Your violation of the rights of a third party.
- Termination
We may terminate or suspend your access to the Website, without notice or liability, if we believe that you have violated these Terms or any applicable law.
Upon termination, all rights granted to you under these Terms will cease, and you must stop all use of the Website and its content.
- Governing Law
These Terms shall be governed by and construed in accordance with the laws of the State of [Your State], without regard to conflict of law principles. Any disputes arising from these Terms shall be resolved exclusively in the courts located in [Your State or City].
- Entire Agreement
These Terms, along with our Privacy Policy and any other legal notices posted on this Website, constitute the entire agreement between you and us regarding your use of the Website. They supersede all prior or contemporaneous communications and proposals.
- Contact Us
If you have any questions, concerns, or feedback about these Terms, please contact us:
Author Name: Timothy Paul Gardner
Email: [Insert Email Address]
Mailing Address: [Insert Physical or PO Box Address]
Phone:
By continuing to use this Website, you acknowledge that you have read, understood, and agreed to these Terms and Conditions.
